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USDT checkout for existing businesses

Turn manual USDT transfers into checkout.

Managed implementation. USDT only. TRON and BNB Chain.

Accept USDT on TRON and BNB Chain through the store you already run. MakeMeACoin installs order matching, on-chain confirmation, and a branded payment interface during implementation — not a self-service checkout you switch on from a dashboard.

Your wallet. No setup fee. 0.75% per confirmed payment.

Volume pricing down to 0.50%.

Example of the branded payment interface installed into your existing checkout. Sample values only — not a live self-service product.

The gap

USDT is easy to send. Matching it to an order is not.

Current manual workflow

  1. 1Send a wallet address
  2. 2Ask for a transaction ID or screenshot
  3. 3Search the blockchain explorer
  4. 4Compare the amount
  5. 5Update the order manually
  6. 6Resolve mistakes through chat

Automated checkout outcome

  1. 1Create a payment session
  2. 2Display the exact payment instructions
  3. 3Monitor the blockchain
  4. 4Match the payment to the order
  5. 5Notify the merchant backend
  6. 6Continue fulfilment automatically

Fit

Who it’s for — and who it isn’t

A fit if you

  • Already accept USDT by sending a wallet address and matching a screenshot, transaction hash, or explorer check to an order
  • Have an existing website or backend and want checkout installed there
  • Collect USDT on TRON and/or BNB Chain
  • Spend operational time reconciling USDT transfers to orders

Not a fit if you need

  • Card or other fiat payment methods
  • Hundreds of tokens or a multi-asset catalog
  • Custody of funds, pooled balances, or automatic conversion
  • An instant self-service plugin with no implementation work
  • Automatic refunds signed by a platform wallet

Flow

How it works

  1. 1

    Create the payment

    The merchant backend creates a payment session using the order ID and amount.

  2. 2

    Customer sends USDT

    The customer chooses TRON or BNB Chain and sends the displayed amount to the merchant’s verified wallet.

  3. 3

    We verify it on-chain

    The system detects the transfer, checks the network and amount, and waits for the required confirmations.

  4. 4

    Your order updates

    A signed webhook reports the final payment status to the merchant’s backend.

Capabilities

What the managed installation includes

TRC20 and BEP20 support

USDT on TRON (TRC20) and BNB Chain (BEP20). Not a multi-asset or multi-network catalog.

USDT-only focused workflow

Checkout, matching, and reporting are built around USDT rather than a multi-asset catalog.

Merchant-owned receiving wallet

Customers send to a public address you register and verify. Funds are not held in a MakeMeACoin wallet.

Order-level payment sessions

Each session is tied to your order ID, selected network, exact amount, and expiry.

Automatic on-chain confirmation

Transfers are monitored and confirmed after the required number of network confirmations.

Signed webhook delivery

Payment events are POSTed to your endpoint with an HMAC-SHA256 signature header.

Idempotent payment creation

Retries with the same Idempotency-Key return the original session instead of creating a duplicate.

Underpayment and overpayment detection

Amounts that do not match the expected value are classified instead of silently marked paid.

Payment expiry

Sessions expire so late or reused transfers can be reviewed instead of being applied blindly.

Manual-review state

Ambiguous matches can be held for review rather than auto-completing the order.

Sandbox testing

Sandbox mode exercises the same status pipeline and webhooks before live wallets are enabled.

Hands-on installation

The standard managed integration includes installation into one existing website or backend, plus 30 days of implementation support.

Comparison

How checkout approaches differ

How checkout approaches differ
DimensionManual USDT transfersSelf-service crypto gatewayMakeMeACoin managed integration
SetupInformal: share an address, then reconcile later.Create an account, add a plugin or call APIs, and configure checkout yourself.Managed installation into one existing website or backend.
Pricing modelNo checkout platform fee. Operational matching work remains manual.Transaction percentage varies by provider, plus network fees.$0 standard setup. Progressive 0.75% / 0.60% / 0.50% on confirmed volume, plus separate network and provider fees. Hands-on managed installation is included.
BreadthWhatever the merchant can receive and check by hand.Often many assets and networks. Coverage depends on the provider.USDT only, on TRON (TRC20) and BNB Chain (BEP20).
Fund destinationThe merchant’s own wallet.Varies by provider. Settlement may go to a platform balance or to a merchant wallet.The merchant’s verified receiving wallet.
Integration supportThe merchant owns chat, spreadsheets, and explorer checks.Documentation, plugins, and self-serve APIs.Checkout review, sandbox, payment UI, signed webhooks, state testing, live-wallet enablement, and first-transaction monitoring.
RefundsThe merchant sends from their own wallet.Varies by provider.The merchant sends refunds from the merchant’s own wallet.

Self-service gateway setup, fees, asset coverage, settlement, and refunds vary by provider. This is a category comparison, not a review of a named product.

Implementation

Why managed integration

This is a managed installation into one existing website or backend — not a self-service plugin and not a multi-asset payment gateway. We review the checkout you already use, install the branded payment interface, and enable live wallets only after the payment states are tested.

  1. 1Review the current checkout, order records, and backend
  2. 2Connect sandbox and confirm payment-session creation
  3. 3Install the branded payment interface (QR, amount, network, expiry)
  4. 4Configure signed webhooks to the merchant endpoint
  5. 5Test all nine payment states: created, pending, confirming, confirmed, underpaid, overpaid, expired, failed, and manual-review
  6. 6Enable live wallets only after sandbox testing and security validation
  7. 7Monitor the first live transactions with the merchant
Example webhook payload (placeholders only)payment.confirmed
{
  "id": "evt_example_0001",
  "type": "payment.confirmed",
  "api_version": "2026-08-14",
  "created": "2026-08-24T12:04:11.000Z",
  "data": {
    "payment": {
      "id": "pay_example_0001",
      "object": "payment",
      "mode": "live",
      "status": "confirmed",
      "order_id": "ORD-1042",
      "network": "TRC20",
      "token": "USDT",
      "amount_expected": "149.847000",
      "amount_received": "149.847000",
      "pay_address": "TExampleMerchantReceiveOnly0000001",
      "expires_at": "2026-08-24T12:30:00.000Z",
      "confirmed_at": "2026-08-24T12:04:11.000Z",
      "transactions": [
        {
          "tx_hash": "0xexampletxid0000000000000000000000000000000000000000000000000000",
          "network": "TRC20",
          "amount": "149.847000",
          "confirmations": 19,
          "classification": "matched"
        }
      ]
    }
  }
}

Deliveries include header X-CM-Signature: t=<unix-seconds>,v1=<hmac-sha256>. Verify the signature with your webhook secret. Never log secrets, private keys, or seed phrases.

Fund flow

Payment infrastructure without custody of your private keys.

  • The merchant registers a public receiving wallet.
  • MakeMeACoin does not request or store seed phrases or private keys.
  • Payments are monitored on-chain.
  • Payment events are delivered using signed webhooks.
  • Refunds are controlled and sent by the merchant from the merchant’s own wallet.
  • Legal, tax, AML, sanctions, and customer-compliance responsibilities depend on the merchant’s jurisdiction and business.

Pricing

Launch pricing

$0 setup

0.75% per confirmed payment

Volume pricing down to 0.50%

The platform fee applies only to payment volume that reaches confirmed status in the system.

The fee is a monthly commercial charge on recorded confirmed volume. It is not deducted from the customer payment on-chain.

Blockchain network, wallet, and RPC/provider fees may apply separately.

Included in the standard managed integration

Standard managed integration includes one existing website or backend, TRON (TRC20) and BNB Chain (BEP20), sandbox, payment UI, signed webhooks, nine-state testing, live validation, first-transaction monitoring, and 30 days of implementation support.

  • Integration with one existing website or backend
  • USDT on TRON, using TRC20
  • USDT on BNB Chain, using BEP20
  • Merchant-owned verified receiving wallet
  • Branded payment page installed during implementation
  • QR code, exact amount, selected network, and expiry timer
  • Payment session tied to the merchant’s order ID
  • Automatic blockchain confirmation
  • Signed webhook notifications
  • Created, pending, confirming, confirmed, underpaid, overpaid, expired, failed, and manual-review states
  • Sandbox integration and live configuration after validation
  • First-transaction monitoring
  • 30 days of implementation support

Custom development outside the standard scope, and dedicated support after 30 days, are quoted separately.

Monthly confirmed-volume tiers

Progressive pricing: each rate applies only to the volume inside that tier.

  1. 0.75%

    First 50,000 USDT confirmed / month

  2. 0.60%

    Next 200,000 USDT (50,000–250,000 tranche)

  3. 0.50%

    Volume above 250,000 USDT

Conditions

Commercial & operational conditions

These conditions describe how the service operates. They are not legal advice.

  • The merchant controls the public receiving wallet and the private keys. MakeMeACoin does not request or store seed phrases or private keys.
  • Customer payments go to the merchant’s verified receiving wallet. MakeMeACoin does not deduct its platform fee from that on-chain transfer and does not hold the principal.
  • The platform fee is a commercial charge on confirmed payment volume recorded by the system in a calendar month, billed monthly.
  • Confirmed volume means payment sessions that reach the confirmed status in the system. Other statuses are not included in the fee calculation.
  • Refunds are sent by the merchant from the merchant’s own wallet. MakeMeACoin cannot sign withdrawals on your behalf.
  • Legal, tax, AML, sanctions, and customer-compliance responsibilities depend on the merchant’s jurisdiction and business.
  • Blockchain network fees, and any fees charged by the merchant’s wallet or RPC providers, may apply separately.
  • The standard managed integration covers one existing website or backend, TRON and BNB Chain, sandbox, payment UI, signed webhooks, nine-state testing, live validation, first-transaction monitoring, and 30 days of implementation support. Work outside that scope is quoted separately.
  • Dedicated managed support or custom development after the 30-day implementation window is quoted separately.
  • Scope and timeline are confirmed after the integration review. Implementation time depends on the existing checkout and backend.
  • Live wallets are enabled only after sandbox testing and security validation.
  • A transfer sent on a different network than the one selected at checkout is not matched to that session. Recovery is not always possible.

FAQ

FAQ

Which cryptocurrencies are supported?

USDT only. The checkout workflow is built for USDT rather than a multi-asset catalog.

Which networks are supported?

TRON, using USDT TRC20, and BNB Chain, using USDT BEP20.

Is this a self-service crypto payment plugin?

No. The standard managed integration is installed into one existing website or backend. There is no instant plugin setup for an arbitrary store.

Do you support cards, fiat, custody, or many cryptocurrencies?

No. The workflow is USDT only, on TRON and BNB Chain. Card, fiat, custody, automatic conversion, and multi-asset catalogs are out of scope.

Do you hold our funds?

No. Customers send USDT to a receiving wallet that you own and verify. MakeMeACoin monitors the chain and reports status; it does not take custody of the funds.

Do you need our private keys?

No. You register a public receiving address. Ownership is verified with a signed challenge on that address. Seed phrases and private keys are not requested or stored.

Can this work with our existing website?

Yes. The standard managed integration is installed into one existing website or backend, not a requirement to rebuild your store.

How are payments matched to orders?

Your backend creates a payment session with the order ID, amount, and network. The customer is shown the exact amount and receiving address. The on-chain transfer is matched to that session.

What happens if a customer sends the wrong amount?

The session is classified as underpaid or overpaid instead of being marked confirmed. Ambiguous cases can move to manual-review.

What happens if a customer chooses the wrong network?

A session is monitored on the network selected at checkout. A transfer sent on a different network is not matched to that session. Recovery is not always possible; it depends on the destination chain and the receiving wallet.

Who handles refunds?

The merchant. Refunds are sent from the merchant’s own wallet. MakeMeACoin does not hold funds and cannot sign withdrawals on your behalf.

Are there transaction fees?

Standard setup is $0. MakeMeACoin charges 0.75% of confirmed payment volume, with progressive monthly tiers of 0.60% and 0.50% as volume increases. Blockchain network, wallet, and RPC/provider fees may apply separately. The platform fee is not taken from the customer’s on-chain payment to your wallet.

How is volume pricing calculated?

Rates are progressive and marginal: each rate applies only to confirmed volume inside that monthly tier. The first 50,000 USDT is billed at 0.75%, the next 200,000 USDT at 0.60%, and volume above 250,000 USDT at 0.50%. The fee uses confirmed volume recorded by the system and is billed monthly as a commercial charge.

How long does integration take?

Implementation time depends on the existing checkout and backend. Scope and timeline are confirmed after the integration review.

When does live checkout start?

Live wallets are enabled only after sandbox testing and security validation.

Is a sandbox available?

Yes. Sandbox integration is included so payment states and signed webhooks can be tested before live wallets are enabled.

Who is responsible for legal and compliance requirements?

Legal, tax, AML, sanctions, and customer-compliance responsibilities depend on the merchant’s jurisdiction and business. MakeMeACoin does not provide legal advice.

Stop checking USDT payments by hand.

Show us your current payment flow. We’ll map the integration and confirm whether TRON and BNB Chain checkout is a fit.

Contact

Book an integration call

Tell us how you currently collect USDT. We use this to map the integration — not to publish a case study.

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USDT Checkout by MakeMeACoin

Managed USDT checkout implementation for existing websites and backends.